Terms & Conditions

This document contains the general terms and conditions of use of the website and application thinktradenance.org which offers advice to companies on regional, national and community financing. Tax, marketing and strategic advice for internationalization. provided by the owner of the Application 1. Definitions To allow a complete understanding and acceptance of these terms and conditions, the following terms, both singular and plural, will have the meaning indicated below: Owner: THINK TRADE FINANCE SRL, with registered office in VIA MONTENAPOLEONE, 8 - 20121 MILAN, VAT number / Fiscal Code 12516840969, MI-2666987, fully paid-up share capital € 20,000.00, PEC address thinktradefinancesrl@pec.it Application: the website and the thinktradefinance.com application Products: the services sold by the Owner User: any person who accesses and uses the Application Professional User: the natural person of age or legal person who enters into a contract for the performance or needs of their entrepreneurial, commercial, artisanal or professional activity Conditions: this contract which regulates the relationship between the Owner and the Users and the sale of the Products o ered by the Owner through the Application. 2. Scope of the Conditions Use of the Application implies acceptance of the Conditions by the User. If the User does not intend to accept the Conditions and/or any other note, legal notice, information published or referred to therein, he/she may not use the Application or the related services. The Conditions may be modified at any time. The applicable Conditions are those in force on the date of transmission of the purchase order or request for supply of a Product. Before using the Application, the User is required to carefully read the Conditions and save or print them for future consultation. The Owner reserves the right to vary at its own discretion, at any time even after the User's registration, the graphic interface of the Application, the Contents and their organization, as well as any other aspect that characterizes the functionality and management of the Application, communicating to the User, where necessary, the relevant instructions. 3. Purchase through the Application All Products o ered through the Application are described in detail on the relevant product pages (quality, features, availability, price, delivery times, additional charges, etc.). Some errors, inaccuracies or small di erences may arise between what is published on the Application and the actual Product. Furthermore, any images of the Products are only representative and do not constitute a contractual element. Purchases of one or more Products through the Application are permitted to Professional Users. Purchases are permitted to natural persons only on condition they are of age. For minors, each purchase and/or request for supply of Products through the Application must be assessed and authorised by parents or those exercising parental responsibility. The o er of Products through the Application constitutes an invitation to o er and the order sent by the User will be considered as a contractual purchase proposal, subject to confirmation and/or acceptance by the Owner as described below. Therefore, the Owner will have, at its sole discretion, the right to accept or not the User's order without the latter being able to object or complain about anything for any reason whatsoever and/or reason. The contract for the sale of the Products is considered concluded with the acceptance by the Owner of the User's contractual proposal. The Owner will accept the User's contractual proposal by sending the order confirmation to the email address indicated by the User, which will include the date of the order, the User's data, the characteristics and availability of the Product, the price or method of calculating the price, any additional charges and accessory taxes, the times of supply and execution, the methods for exercising the right of withdrawal or its possible exclusion and the guarantee. The contract for the sale of the Products is not considered effective between the parties in the absence of what is indicated in the previous point. In the event that the Product is not available, the Owner will inform the User of the new terms of delivery or supply, asking whether he/she intends to confirm the order or not. It is understood that the contract will be considered perfected in relation to the Products accepted by the Owner.

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The User undertakes to verify the correctness of the data reported in the order confirmation and to immediately communicate any errors to the Owner and will keep a copy of his/her order, the relative confirmation and the Conditions.

 

1. Registration

To use the features of the Application, Users must register by providing, truthfully and completely, all the data requested in the relevant registration form and fully accept the privacy policy ( www.thinktradefinance.com/privacy) and the Conditions.

The User has the responsibility to safeguard his/her access credentials which must be used exclusively by the User and cannot be transferred to third parties. The User undertakes to keep them secret and to ensure that no third party has access to them and to immediately inform the Owner in the event that he/she suspects or becomes aware of any improper use or improper disclosure of the same.

The User guarantees that the personal information provided during the registration process is complete and truthful and undertakes to hold the Owner harmless and indemnified from any damage, compensation obligation and/or sanction arising from and/or in any way connected to the violation by the User of the rules on registration to the Application or on the conservation of registration credentials.

2. Account cancellation and closure

The registered User may stop using the Application at any time and deactivate his/her account or request its cancellation through the Application interface, if possible, or by sending a written communication to the email address v.golino@thinktradefinance.com.

In the event of violation by the User of the Conditions or applicable legal provisions, the Owner reserves the right to suspend or close the User's account at any time and without notice.

3. Subscription

The Application offers Products on a subscription basis. The features and methods of subscription are detailed in the Application.

To subscribe to the subscription, the User must follow the procedure indicated in the Application and enter the requested data. Any debit for the cost of the subscription will begin on the date specified and with the frequency indicated at the time of subscription.

The subscription is renewed according to the methods and times indicated in the Application.

Users can deactivate the renewal through the Application or by sending a communication to the email address v.golino@thinktradefinance.com or by changing the preferences of the payment method used.

4. Trial period

The User is reserved the possibility of using the Products offered by the Application for a limited trial period of use which, depending on the circumstances, may be free or at a discounted price.

The features of the trial period are specified in the Application.

The User may withdraw from the trial at any time, without any obligation or cost, through the Application interface, if possible, or by sending a written communication to the email address v.golino@thinktradefinance.com before the end of the period in order to avoid charges.

At the end of the trial period, if the User has not exercised the right of withdrawal mentioned above, the subscription will be considered automatically subscribed and with the full cost indicated at the request of the trial period charged.

The Owner reserves the right to modify or terminate the trial periods, at any time, without notice and at its sole discretion.

5. Prices and payments

For each Product, the price and VAT, if applicable, are indicated. If the nature of the Product makes it impossible to calculate it in advance, the methods of calculating the price are indicated.

Furthermore, all possible taxes and additional costs that may vary in relation to the payment method used will be indicated. If such expense items cannot reasonably be calculated in advance, there will be an indication of which expenses will be charged to the User.

The Owner reserves the right to change, at any time, the price of the Products and all possible additional costs. It is understood that any price changes will not in any case affect contracts already concluded before the change.

The User undertakes to pay the price of the Product in the times and ways indicated in the Application and to communicate all necessary data requested.

The Application uses third-party tools for processing payments and does not in any way come into contact with the payment data provided (credit card number, name of the cardholder, password, etc.).

 

If such third-party tools deny payment authorization, the Owner will not be able to provide the Products and cannot be held liable in any way.

6. Billing

The User who wishes to receive an invoice will be asked for billing information. The invoice will be issued on the basis of the information provided by the User, which he/she declares and guarantees to be true, releasing the Owner from all liability in this regard.

7. Methods of providing services

The Owner will provide the services to the User, in the manner and within the timeframe indicated on the Application and reported in the order confirmation.

In the event that it is not possible to provide the requested services within this timeframe, the User will be promptly notified by email, indicating when it is expected to be able to provide them or the reasons that make the provision impossible.

If the User does not intend to accept the new term or the supply has become impossible, he/she may request a refund of the amount paid, which will be credited promptly in the same payment methods used by the User for the purchase, within a maximum of 14 days from the date on which the Owner became aware of the refund request.

8. Exclusion of the right of withdrawal of Professional Users

The Professional User is not granted the right of withdrawal from the contract of sale or supply of the Products. The User expressly acknowledges that the indication of a VAT number in the order automatically qualifies him/her as a Professional User, for whom the right of withdrawal is not provided.

9. Industrial and Intellectual Property Rights

All contents of the Application, including texts, documents, trademarks, logos, images, graphics, their arrangement and their adaptations are protected by copyright legislation and trademark protection legislation. The Application may also contain images, documents, logos and trademarks of third parties who have expressly authorised the Owner to publish them in the Application. Except for strictly personal use, it is not permitted to copy, alter, distribute, publish or use the Contents without specific authorisation from the Owner.

10. Exclusion of warranty

The Application is provided "as is" and "as available" and the Owner does not provide any express or implied guarantee in relation to the Application, nor does it provide any guarantee that the Application will be able to meet the needs of Users or that it will never have interruptions or will be free of errors or that it will be free of viruses or bugs.

The Owner will endeavour to ensure that the Application is available uninterruptedly 24 hours a day, but cannot in any way be held liable if, for any reason, the Application is not accessible and/or operational at any time or for any period. Access to the Application may be suspended temporarily and without notice in the event of system failure, maintenance, repairs or for reasons completely beyond the control of the Owner or for events of force majeure.

11. Limitation of Liability

The Owner cannot be held liable towards the User, except in the case of willful misconduct or gross negligence, for disservices or malfunctions connected to the use of the internet outside of its control or that of its suppliers.

Furthermore, the Owner will not be liable for damages, losses and costs incurred by the User as a result of failure to execute the contract for reasons not attributable to him, the User being entitled only to the possible full refund of the price paid and any additional costs incurred.

The Owner assumes no responsibility for any fraudulent or illicit use that may be made by third parties of credit cards and other means of payment, as it does not come into contact in any way with the payment data used (credit card number, name of the holder, password, etc.)

The Owner will not be liable for:

any loss of business opportunities and any other loss, even indirect, possibly suffered by the User that are not a direct consequence of the violation of the contract by the Owner

incorrect or unsuitable use of the Application by Users or third parties

the issuing of incorrect documents or tax data due to errors relating to the data provided by the User, the latter being the only person responsible for the correct entry

In no case may the Owner be held liable for a sum greater than double the cost paid by the User.

 

12.Force majeure

The Owner cannot be held liable for failure or delay in fulfilling its obligations, for

circumstances beyond the reasonable control of the Owner due to force majeure events or, in any case, to unforeseen and unforeseeable events and, in any case, independent of its will.

The fulfillment of the obligations by the Owner will be considered suspended for the period in which force majeure events occur.

The Owner will take any action in its power to identify solutions that allow the correct fulfillment of its obligations despite the persistence of force majeure events.

13.Link to third-party sites

The Application may contain links to third-party sites/applications. The Owner does not exercise any control over them and, therefore, is in no way responsible for the contents of these sites/applications.

Some of these links may refer to third-party sites/applications that provide services through the Application. In these cases, the general conditions for the use of the site/application and for the use of the service prepared by third parties will apply to the individual services, for which the Owner assumes no responsibility.

14. Privacy

The protection and processing of personal data will take place in accordance with the Privacy Policy that can be consulted on the page www.thinktradefinance.com/privacy

15. Applicable law and competent court

The Conditions are subject to Italian law.

For Professional users, for any dispute relating to the Application, execution and interpretation of these Conditions, the court of the place where the Owner is based is competent.